Purpose: The stellar purpose present study is to know whether demographics of respondents impact the study on microfinance activities. Further, the study also conducted to probe the factors driving social capital formation, factors affecting women empowerment and respondents involvement in IGAs before and after training. Women study across the globe reveals that unless and until women are developed their empowerment has no real meaning. Women empowerment felt as an essential condition for reducing poverty in developing nations (Aysha et al. 2018). Women who are living in slums, outskirts are least possessors of skills, education, social status leadership qualities and capabilities for mobilisation which powerfully backs the degree of decision making and hence women depends on men. Approach: A systematized closed ended questionnaire was administered as schedule in order to avoid delay, incompleteness and literacy level. Respondents were approached for the purpose of data collection by visiting to the residences of specified slum area villages, outskirts and developing areas. Further, the respondents were interviewed in a natural setting while they are busy on their IGAs. x2, Kendall’s co-efficient of concordance contingent co-efficient, Micro Finance Index, statistical tools were performed. Findings:The study explored about the existence of significant relationship with high degree between demographics of respondents and microfinance activities. Collective actions and social norms are factors strongly influencing social capital formation. The study also found factors like reduction in dependency on money lenders and more self confidence as the factors strongly driving women empowerment. Further, the study also found that respondents are benefited very much after joining SHGs.

Empowerment, disrate, training, savings, support, benefit, trust, confidence, status, independence.