In recent years, public policy makers globally have favoured the area of microfinance. The idea of microfinance was also thoroughly adopted in India. Nearly every state in India uses the Self-Help Group (SHG)model to implement Microfinance schemes. A SHG is a homogenous community of 10 to 20 rural poor who work together to deal with the financial challenges they have. They are familiar. They pool their investments into a mutual fund named the Party corpus, which provides their participants with small interest loans. In addition to these internal loans, the SHGs often get direct access to external credit from banks or services such as Self-Help Group Bank Linkage, or from government departments and official agencies that pay loans through various government systems. This loans are primarily used to generate revenue.

Line Households, Jobs and Earnings, Global Initiative.