Mobile banking offers numerous benefits that have transformed the way people manage their finances. One of the key advantages is the convenience it provides. Users can access their accounts anytime and anywhere, enabling them to make transactions, check balances, and pay bills without the need for physical visits to a bank. This accessibility allows for greater financial control and flexibility, especially for those with busy lifestyles. However, mobile banking also presents certain challenges. One major hurdle is the issue of security. As financial transactions are conducted over mobile devices, there is a heightened risk of fraud and unauthorized access. Malicious actors may try to get sensitive data by using social engineering methods or exploiting flaws in mobile banking applications. Ensuring robust security measures, such as two-factor authentication and encryption, is crucial to protect users' financial data. A group of 217 people (mobile banking customers) were surveyed to find out about the Customer Perspective regarding Benefits. Challenges and Security of Mobile Banking and found that mobile banking allows users to access their accounts anytime and anywhere but there is a risk of fraud and unauthorized access while financial transactions and authentication and encryption, is crucial to protect users' financial data.

Mobile Banking, Convenience, Accessibility, Transactions, Security