Technology is one of the major parts of banking sector which decide the quality andeffectiveness of banking services. The topic is related with banking industry which is the backbone of socio-economic development of the country. When the banking services are channelized to all the people in the country, there will be a sustainable development.Inclusive banking services to un banked people will be possible only with the help of innovative business practices. With this view, this study will provide an output to understand the impact of innovative business practices of banking with respect to socio-economic development.With this view, this paper made an attempt to discuss technology driven innovation practices in banking sector in Tiruchirappalli District

Banking, Technology, Financial innovation, Financial Services, KYC, PMJDY